- Ask your veterinarian for information and the sort of plans available. Most vets are associated members of various insurance companies they could provide you with some excellent recommendations and suggestions. Also there is vet pet insurance, just ask them.
- When you are searching for Pet insurance companies find out if the policy includes pre- existing illnesses, especially if your pet has a specific condition or had a problem in the past.
- Find out what percentage of the bill does the insurance company pays and when or how long exactly does the insurance claim take to pay.
- Is there a maximum dollar amount that is allowed to be paid for claims and is this a yearly amount?
- Is there a cap or limit on payments in the pet policy for any particular illness?
- Are X-Rays, Blood Tests, Vaccinations, Lab Work, MRI Scans, hospitalization and Chemotherapy included?
- Are routine expenses such as shots, routine surgery such as neutering and spaying included?
- Does the policy include Dental coverage?
- Does the policy include coverage for prescription drugs?
- What exactly are the items covered and can you get a discount for any items you may want to exclude?
- What is the company time frame for payments to be reimbursed?
- Is there a limit to how many claims you can make annually?
- Will making a claim for your pet have an effect on your policy and increase your premiums and if so what are they?
- Are emergency hospital visits included?
- Is the medication treatment included such as drugs and anesthesia?
It is always best to get a pet health care insurance policy while your furry friend is healthy. Then any treatment or veterinarian visits are based on the current condition of your pet. This could also help reduce your health insurance pet veterinary costs. While shopping around for pet insurance quotes you’ll find there is cheap pet insurance available.